AML enforcement, in the regulators’ own figures.
- Actions
- 14
- Jurisdictions
- 4
- Sectors
- 4
- Total, approx.
- $11.3bn
Totals are approximate US dollar equivalents (£1 ≈ $1.27, A$1 ≈ $0.66).
- 2024FinCEN/OCC · USBanking$3.1bn
2024
North American Bank
Conspiracy to fail to maintain an adequate AML programme and violations of the Bank Secrecy Act over a multi-year period.
FinCEN/OCC · US · Banking
- 2024FCA · UKBanking£264.8m
2024
Major UK Bank
Failure to maintain adequate AML controls, permitting suspicious cash deposits totalling approximately GBP 365 million.
FCA · UK · Banking
- 2024FCA · UKBanking£29m
2024
UK Digital Bank
Failings in financial crime controls, including screening new and existing customers against financial sanctions.
FCA · UK · Banking
- 2023FinCEN/OFAC · USCrypto$4.3bn
2023
Major Crypto Exchange
Violations of the Bank Secrecy Act, sanctions regulations, and failing to implement an effective AML programme.
FinCEN/OFAC · US · Crypto
- 2023FinCEN · USCrypto$700m
2023
Crypto Exchange (Russia-linked)
Operating as an unlicensed money transmitting business and processing funds linked to ransomware and darknet markets.
FinCEN · US · Crypto
- 2023AUSTRAC · AustraliaGamingA$450m
2023
Major Casino Operator
Serious and systemic non-compliance with AML/CTF obligations including customer due diligence failures.
AUSTRAC · Australia · Gaming
- 2023FCA · UKBanking£7.6m
2023
International Bank (UK Branch)
Failures in AML controls for correspondent banking relationships.
FCA · UK · Banking
- 2023HMRC · UKProfessional Services£500k+
2023
Multiple UK Estate Agencies (HMRC Action)
Multiple firms fined for failure to register for AML supervision and inadequate customer due diligence.
HMRC · UK · Professional Services
- 2023SRA · UKProfessional Services£233k
2023
UK Law Firm (SRA Action)
Failings in client due diligence and source of funds checks for property transactions.
SRA · UK · Professional Services
- 2022DFSA/DOJ · DenmarkBanking$2bn
2022
European Bank (Estonian Branch)
Facilitating EUR 200 billion in suspicious transactions through its Estonian branch over a nine-year period.
DFSA/DOJ · Denmark · Banking
- 2022FCA · UKBanking£63.9m
2022
Global Bank
Failings in its transaction monitoring systems covering a period of eight years.
FCA · UK · Banking
- 2022HMRC · UKProfessional Services£150k
2022
UK Auction House (HMRC Action)
Failure to register with HMRC for AML supervision and conduct required due diligence checks.
HMRC · UK · Professional Services
- 2021FinCEN · USBanking$390m
2021
US Financial Institution
Wilful and negligent violations of the Bank Secrecy Act, failing to file thousands of suspicious activity reports.
FinCEN · US · Banking
- 2021FinCEN · USCrypto$100m
2021
Crypto Derivatives Platform
Operating without an effective AML programme and failing to implement KYC procedures.
FinCEN · US · Crypto
Cite this data
FirmScreen, “AML enforcement and penalty tracker”, firmscreen.io/aml-penalty-tracker (updated 10 Oct 2026). Free to reuse with credit under CC BY 4.0.
From enforcement actions published by regulators including the FCA, SRA, HMRC, FinCEN, OFAC and AUSTRAC. Amounts are the figures reported at announcement, in the currency the regulator used, and may later change through appeals or settlements. Firms are described rather than named.
Yes. The largest fines still fall on banks, but the SRA has fined law firms over client due diligence and source of funds failings, and HMRC regularly fines estate agents and other businesses for failing to register for supervision or to carry out due diligence.
Keep a written firm-wide risk assessment, screen and monitor every customer, record your decisions and train your staff. The compliance checklist is a quick way to see where the gaps are.